https://sybainsurance.com/blog Long-form notes on cyber coverage, AI-agent risk, board liability, and the concierge model. en-us Sat, 16 May 2026 00:00:00 GMT https://sybainsurance.com/blog/belgian-family-47000-check-fraud-recovery https://sybainsurance.com/blog/belgian-family-47000-check-fraud-recovery Sat, 16 May 2026 00:00:00 GMT Brigitte Vantieghem A Monday-morning KBC statement showed a €47,000 hole. Here is the 72 hours of work that pulled €43,800 of it back, and the three things every Belgian family can do this weekend. personalguard check-fraud belgium family-protection fraud-recovery https://sybainsurance.com/blog/how-hacks-turn-into-stolen-money https://sybainsurance.com/blog/how-hacks-turn-into-stolen-money Sat, 16 May 2026 00:00:00 GMT Henry Vantieghem A hack is rarely the event. The event is the wire that leaves your account six weeks later. Here is the chain, mapped across five 2026 cases, and where the policy actually has to sit. director-shield agentshield ransomware supply-chain cyber-insurance secure-syba-io https://sybainsurance.com/blog/named-risk-coverage-ai-agents https://sybainsurance.com/blog/named-risk-coverage-ai-agents Tue, 12 May 2026 00:00:00 GMT Henry Vantieghem Every other carrier writes the exclusion. We write the coverage. Here is the math behind that choice. coverage ai-agents underwriting https://sybainsurance.com/blog/director-shield-explained https://sybainsurance.com/blog/director-shield-explained Sun, 10 May 2026 00:00:00 GMT Brigitte Vandermeulen Board members carry personal liability for cyber failures. Director Shield is the D&O cyber endorsement designed for that exposure. director-shield boards d-and-o https://sybainsurance.com/blog/the-cyber-concierge-pattern https://sybainsurance.com/blog/the-cyber-concierge-pattern Fri, 08 May 2026 00:00:00 GMT Henry Vantieghem Why Syba is built as a concierge rather than a point tool, and what changes when a human picks up the phone in 47 seconds. product thesis service