--- title: "Cyber insurance for small business employees · Syba" description: "Cyber protection as an employee benefit: phishing, online fraud, identity theft and credit-card cover for each employee and their family, with a 24/7 team." canonical: https://sybainsurance.com/employee-benefits --- Employee benefits # Make cybersecurity a benefit employees actually feel. Offer personal cyber protection, 24/7 support and family training as an employee benefit. Your people, and their families, feel cyber-safe at home, and if an attack lands they are covered up to $5M. It is the differentiated perk most employers can't match yet. - Offered as a benefit for employees and their families - 24/7 access to the US + EU cyber team - Strengthens recruiting and retention [Book a demo](https://calendly.com/sybabrigitte/30min) [See pricing](https://sybainsurance.com/pricing) Cover sits on Tokio Marine HCC and Chubb capacity, with TransUnion as a partner signal, and Syba is part of PwC Belgium's scale-up programme. ## Who the benefit protects - ### Your employees Every employee is a potential entry point. Each one gets a personal cyber concierge and coverage that follows them home. - ### And their families The benefit covers the household, not just the laptop, because it protects the people your employees love. - ### Remote workers Home offices and personal WiFi are the new soft target. The Syba app tests the home connection and router, and a person answers when something feels wrong. - ### HR & employers A differentiated perk that signals you care about the whole person, and takes personal-device incidents off your IT desk. ## What each employee gets, step by step Steps ### See what is exposed. The Syba iPhone app tests your internet connection, looks up your email addresses in known data breaches and shows where your username is used on social media. Connection test Breached email lookup Username check ### Stop phishing in the browser. The SYBA Chrome extension checks each page you open and stops pages on its phishing blocklist before they load. Chrome extension ### Call a person, not a queue. When something happens, one engineer on the response desk owns the incident until it is closed. Your call One engineer Closeout ### Cover behind your household. Up to $5M of cover from A-rated carriers, placed through licensed brokers. Coverage is subject to the terms of your policy. 1. Silver Cover up to $250K 2. Gold Cover up to $500K 3. Platinum Cover up to $2M 4. Diamond Cover up to $5M 5. Diamond + Cover up to $5M ## What your employees face - ### Phishing Every employee is a potential entry point. One click on a convincing phishing email can compromise your entire network, starting at home. - ### Online fraud Direct loss of money, securities, or cryptocurrency. Syba covers financial fraud recovery, including legal fees and credit monitoring. - ### Identity theft 24 months of credit monitoring, attorney fees to defend against wrongful credit actions, and help challenging medical and tax records. - ### Credit-card abuse Recovery support for compromised card credentials, from initial notification through full dispute resolution. ## The coverage **$5M** A-rated carrier cyber capacity, per covered household, on eligible tiers. **24/7** US and EU cyber response team, no ticket queue. ## Why HR and CHROs choose Syba - ### Hiring asset Premium cyber protection sets your company apart in competitive talent markets. It signals that you care about the whole person, not just the 9-to-5. - ### Retention signal Benefits that protect employees' families breed loyalty. Syba covers the employee and their household under one account. - ### Helpdesk relief Employees with a personal cyber concierge stop calling IT for personal incidents. Your helpdesk gets its hours back. Included with the benefit ## A benefit that works every day, not only after an incident. Coverage is the backstop. The rest of the program runs continuously for every employee and their family, so incidents are prevented, not just reimbursed. - ### Continuous scan and monitoring Each employee's home connection, email addresses and usernames are checked from the Syba app, and the household hears about an exposure in plain words. - ### Shield browser agent The Chrome extension watches every tab and grades every site, so the phishing page that clears the corporate gateway still gets caught at the click. - ### 24/7 concierge A real cyber expert on the line for every employee and their household, any hour, from the US and the EU. - ### Cyber Basics course A free four-lesson course for the employee and the whole family. Family cyber training is part of Diamond and Diamond +. [See what the program includes](https://sybainsurance.com/pricing) ## Ready to add Syba to your benefits stack? Book a 15-minute call with Francis to get started. [Book a call](https://calendly.com/sybabrigitte/30min) [See pricing](https://sybainsurance.com/pricing) [How we protect your data](https://sybainsurance.com/trust) Insurance coverage is provided by A-rated carriers, with capacity from Tokio Marine HCC - Cyber & Professional Lines Group and Chubb. Policies are placed through Syba’s licensed insurance brokers (EPIC Insurance Brokers & Consultants in the United States). Coverage, limits and availability vary by jurisdiction and are subject to the terms of the issued policy.