--- title: "Personal cyber insurance prices: Personal Guard · Syba" description: "Every Personal Guard plan and price: $250,000 to $5,000,000 of personal cyber cover from $49 a month, billed monthly or yearly, cancel any month." canonical: https://sybainsurance.com/pricing --- Personal Guard · United States # Coverage from $250,000 to $5,000,000. Personal Guard wraps your family, your single-member LLCs, your devices, and your crypto in one policy. 24/7 US-based cyber team. One subscription · Tokio Marine HCC & Chubb capacity · broker-routed coverage path. $330 a month buys $2,000,000 of cover. Choose your coverage limit 1. [Get Silver →](https://sybainsurance.com/go/checkout?plan=silver®ion=us&src=pricing-ladder) Cancel any month · prorated refund Every plan starts with - SYBA security app - 24/7 cyber desk - Identity theft & recovery - Ransomware & cyber extortion - Online fraud & cyber crime - Cyberbullying & counseling - Cyber breach events & data recovery 2. [Get Gold →](https://sybainsurance.com/go/checkout?plan=gold®ion=us&src=pricing-ladder) Cancel any month · prorated refund Everything in Silver, plus - Cyber security & privacy liability - Cryptocurrency wallet-fraud cover - Single-member LLC cover 3. The tier Syba recommends. [Get Platinum →](https://sybainsurance.com/go/checkout?plan=platinum®ion=us&src=pricing-ladder) Cancel any month · prorated refund Everything in Gold, plus - Third-party cyber liability - Employee / company cyber training - Online reputation + data-broker deletion 4. [Get Diamond →](https://sybainsurance.com/go/checkout?plan=diamond®ion=us&src=pricing-ladder) Cancel any month · prorated refund Everything in Platinum, plus - Device recognition & monitoring - Personal cyber-security engineer (concierge) - Family cyber training - Cyber audit (reusable for your company) FULL ESTATE ### Diamond + A full physical and digital estate audit: every house, the boat, the drone, the LLCs, the au pair and nanny. One cyber engineer for the whole estate. $5,000,000 financial cover, the same limit as Diamond $2,250 / month $27,000 / year Everything in Diamond, plus - Full audit: all houses, boat and drone - LLC, au pair & nanny cover [Get Diamond + →](https://sybainsurance.com/go/checkout?plan=diamond-plus®ion=us&src=pricing-ladder) [Book a call](https://calendly.com/sybabrigitte/30min) Cancel any month · prorated refund Every plan covers the whole household, at home and while traveling, on all household devices. Each rung carries everything below it. [Compare every line](https://sybainsurance.com/pricing#compare) ## Every package, side by side The full ladder in one view: price, financial cover, and exactly what each tier adds. Prices come straight from the live catalog. Package comparison, USA pricing Line | Silver | Gold | Platinum | Diamond | Diamond + Price and cover Monthly | $49 / month | $75 / month | $330 / month | $1,125 / month | $2,250 / month Billed annually | $588 / year | $900 / year | $3,960 / year | $13,500 / year | $27,000 / year Financial cover | $250K | $500K | $2M | $5M | $5M Always included Line | Silver | Gold | Platinum | Diamond | Diamond + SYBA security app | Included | Included | Included | Included | Included 24/7 cyber desk | Included | Included | Included | Included | Included Identity theft & recovery | Included | Included | Included | Included | Included Ransomware & cyber extortion | Included | Included | Included | Included | Included Online fraud & cyber crime | Included | Included | Included | Included | Included Cyberbullying & counseling | Included | Included | Included | Included | Included Cyber breach events & data recovery | Included | Included | Included | Included | Included Coverage & liability Line | Silver | Gold | Platinum | Diamond | Diamond + Cyber security & privacy liability | Not included | Included | Included | Included | Included Cryptocurrency wallet-fraud cover | Not included | Included | Included | Included | Included Single-member LLC cover | Not included | Included | Included | Included | Included Third-party cyber liability | Not included | Not included | Included | Included | Included Monitoring, training & concierge Line | Silver | Gold | Platinum | Diamond | Diamond + Employee / company cyber training | Not included | Not included | Included | Included | Included Online reputation + data-broker deletion | Not included | Not included | Included | Included | Included Device recognition & monitoring | Not included | Not included | Not included | Included | Included Personal cyber-security engineer (concierge) | Not included | Not included | Not included | Included | Included Family cyber training | Not included | Not included | Not included | Included | Included Cyber audit (reusable for your company) | Not included | Not included | Not included | Included | Included Full-estate protection Line | Silver | Gold | Platinum | Diamond | Diamond + Full audit: all houses, boat and drone | Not included | Not included | Not included | Not included | Included LLC, au pair & nanny cover | Not included | Not included | Not included | Not included | Included Choose a plan Line | Silver | Gold | Platinum | Diamond | Diamond + Buy online | [Get Silver →](https://sybainsurance.com/quote?plan=silver&intent=buy) | [Get Gold →](https://sybainsurance.com/quote?plan=gold&intent=buy) | [Get Platinum →](https://sybainsurance.com/quote?plan=platinum&intent=buy) | [Get Diamond →](https://sybainsurance.com/quote?plan=diamond&intent=buy) | [Get Diamond + →](https://sybainsurance.com/quote?plan=diamond-plus&intent=buy) Tiers are cumulative: each adds to everything below it. Limits are set per tier, and every line is subject to the terms of the issued policy. ## Who stands behind the cover - Chubb and Tokio Marine HCC A-rated carriers. They provide the insurance capacity behind the financial cover. - Jencap Group A specialty wholesale distributor in the US. The policy is placed through Jencap and our licensed brokers. - PwC Belgium Chose Syba for its Defence and Resilience scale-up track. ## Every plan includes - A US-based cyber security team, 24/7 - Identity protection for every adult and child - Dark-web monitoring for household email addresses - Home internet and router security checks - Social media monitoring for impersonation Syba is not licensed as an insurance agency or third-party administrator in any jurisdiction. We do not engage in the solicitation of insurance. For any questions regarding insurance, for Europe please contact customer.service@syba.io. For USA please contact EPIC Insurance Brokers & Consultants: clientserviceinquiry@epicbrokers.com or +1 (407) 378 6203. Insurance coverage is provided on a layered basis by A-rated carriers. The first $2,000,000 of coverage is underwritten by Tokio Marine HCC - Cyber & Professional Lines Group; the layer above $2,000,000 up to the $5,000,000 limit is underwritten by Chubb. Policies are placed through Syba’s licensed insurance brokers (EPIC Insurance Brokers & Consultants in the United States). Coverage, limits and availability vary by jurisdiction and are subject to the terms of the issued policy. Prices shown are in USD and are indicative. Final premium, coverage limits and eligibility are determined at the time of binding and vary by jurisdiction. Plans and pricing may change. You may cancel any month with a prorated refund. Cryptocurrency coverage and certain other benefits are subject to sublimits (for example, up to $100,000 where shown) and to the full terms, conditions and exclusions of the issued policy.