# SYBA Europe

> One app protects your family's wifi, devices and identity, at home and on the road. A 24/7 cyber team and up to €1 million in cyber insurance, from €13.99 a month for the whole household.

- Canonical site: https://sybainsurance.com/europe/ (Dutch default; nl: https://sybainsurance.com/europe/nl/, fr: https://sybainsurance.com/europe/fr/, de: https://sybainsurance.com/europe/de/, en: https://sybainsurance.com/europe/en/, it: https://sybainsurance.com/europe/it/, es: https://sybainsurance.com/europe/es/, pt: https://sybainsurance.com/europe/pt/, pl: https://sybainsurance.com/europe/pl/).
- For households living in Belgium. SYBA, Baron Ruzettelaan 5/1.1, 8000 Brugge, Belgium.
- iOS app: https://apps.apple.com/be/app/id1609996286

## Plans (EUR, Belgium)

- In-app subscription: €13.99/month
- No deductible · No extra conditions · Help 24/7
- 12-month contract. If you get hacked during that period, your premium does not go up.

## What is included

- The SYBA app: Scan your wifi and devices, check whether your email addresses appear in a data breach and see where your username shows up on social media.
- 24/7 cyber team: Call your Syba buddy straight from the app, day and night. No question is too small.
- Cyber insurance: Up to €1 million in cover for fraud, identity theft, ransomware, cyberbullying and data breaches. No deductible.
- Training: Simple lessons to protect your digital life and your family's.

## Questions and answers

- **Who is insured?** Your whole family, at home and when travelling. The financial protection can apply to: - family members living at the same address, such as your partner, children and people who depend on you; - full-time students up to and including age 26 who live elsewhere. The household must live in Belgium.
- **Does SYBA also help with an incident from before I signed up?** No. Your support and financial protection start on the day you sign up. An incident that began earlier is not covered.
- **Does the personal protection also cover my business?** No. The Belgian personal cyber support is meant for personal, non-commercial use. It does not protect a business network, customer database or business activities. Want to protect your business too? Ask for a separate assessment of your business risks and the commercial insurance you need. Contact us.
- **What does the cyber team do for me?** A specialist assesses the (suspicious) situation and makes a plan of action with you. Depending on the case, we help you contact: - financial institutions and web shops; - the police; - other relevant organisations. We document the fraud and the steps taken in a file you can use for an insurance claim or a police report. If you suffer financial losses, the cyber team tries to recover them. If that doesn't work, the financial cover kicks in.
- **How is this different from antivirus software?** Antivirus protects your device. SYBA also gives you advice and practical help with problems like identity theft, fraud and hacked accounts, plus the tools that come with your membership. The insurance is an extra layer of protection for covered losses. So keep using normal security on your devices and accounts too.

## Optional

- [Full text](https://sybainsurance.com/europe/llms-full.txt): every answer in every language
- [Sitemap](https://sybainsurance.com/europe/sitemap.xml)