Single household, US-based, at home and during travels
Complete family/household and Single Member LLCs at home and while traveling
Complete family/household and Single Member LLCs at home and while traveling, online employee training included
Complete family/household, Single Member LLCs, employees, and concierge engineer assigned
Vol. 06 · The Syba Catalogue · 2026 · USA edition
The policy, the app, the help desk, the training, the desktop sentinel, and the corporate tiers. Insurance-first: personal protection that flows into a Tokio Marine HCC & Chubb backstop, layered across A-rated carriers. Read end-to-end or jump to a chapter.
$2,250 / month · $5M cover · full physical and digital estate audit
The full ladder in one view: price, financial coverage, and exactly what each tier adds. Prices come straight from the live catalog.
| Package | PERSONAL Silver | PERSONAL+ Gold | Most popular Platinum | FAMILY OFFICE Diamond | FULL ESTATE Diamond + |
|---|---|---|---|---|---|
| Monthly | $49 / month | $75 / month | $330 / month | $1,125 / month | $2,250 / month |
| Billed annually | $588 / year | $900 / year | $3,960 / year | $13,500 / year | $27,000 / year |
| Financial coverage | $250K | $500K | $2M | $5M | $5M |
| Always included | |||||
| SYBA security app | Included | Included | Included | Included | Included |
| 24/7 cyber desk | Included | Included | Included | Included | Included |
| Identity theft & recovery | Included | Included | Included | Included | Included |
| Ransomware & cyber extortion | Included | Included | Included | Included | Included |
| Online fraud & cyber crime | Included | Included | Included | Included | Included |
| Cyberbullying & counseling | Included | Included | Included | Included | Included |
| Cyber breach events & data recovery | Included | Included | Included | Included | Included |
| Coverage & liability | |||||
| Cyber security & privacy liability | Not included | Included | Included | Included | Included |
| Cryptocurrency wallet-fraud cover | Not included | Included | Included | Included | Included |
| Single-member LLC cover | Not included | Included | Included | Included | Included |
| Third-party cyber liability | Not included | Not included | Included | Included | Included |
| Monitoring, training & concierge | |||||
| Employee / company cyber training | Not included | Not included | Included | Included | Included |
| Online reputation + data-broker deletion | Not included | Not included | Included | Included | Included |
| Device recognition & monitoring | Not included | Not included | Not included | Included | Included |
| Personal cyber-security engineer (concierge) | Not included | Not included | Not included | Included | Included |
| Family cyber training | Not included | Not included | Not included | Included | Included |
| Cyber audit (reusable for your company) | Not included | Not included | Not included | Included | Included |
| Full-estate protection | |||||
| Full audit — all houses, boat & drone | Not included | Not included | Not included | Not included | Included |
| LLC, au pair & nanny cover | Not included | Not included | Not included | Not included | Included |
| Choose a plan | |||||
A filled dot means the line is included at that tier. Tiers are cumulative. Each adds to everything below it. Limits are set per tier; every line is subject to the terms of the issued policy.
Five Personal Guard tiers, USD-priced, on layered A-rated capacity from Tokio Marine HCC and Chubb. Cover runs from $250K to a $5M ceiling, and the full-estate Diamond + tier reaches the properties, the boat and the drones as well.
A five-stage sequence, in order and without any timings: something is wrong; you reach a person; they contain it; the claim is handled with you; you get a written account of what happened.
Layered capacity from A-rated carriers, Tokio Marine HCC and Chubb, with broker routing where required. A claim is handled with you, through the policy, rather than filed by you and reimbursed later. Cancel any month with a prorated refund.
Five modules, one system, all of them part of the subscription. The agents intercept before the click, the app shows you what is already exposed, the 24/7 desk owns the case when something gets through, and the training means it lands softer next time.
A diagram in three stages. Three sensors watch: the browser agent on every page you open, the desktop agent on the machine itself, and the Syba app across your network and identities. All three report to one place, the 24/7 cyber concierge, staffed from Alpharetta and Brugge, which owns the case. Behind the concierge sits the Personal Guard policy on A-rated carrier capacity. Household training runs underneath all three stages.
01 · Sense
02 · Answer
03 · Make whole
Included with every plan
Every Personal Guard plan includes the Syba app. It is free on the App Store and free to keep using, and it is the part of the subscription you touch on an ordinary day, when nothing is on fire. Three scans, no technical knowledge, plain answers about what each result means for your household.
Find out what is already exposed, in about a minute, without knowing anything technical. The app tests the connection you are on, checks your household’s email addresses against known breaches, and finds where your usernames are registered. Then it tells you in plain language what each answer means.
Download on the App Store →The number you call at 2am when an account is gone or a payment looks wrong. A cyber engineer picks up, from Alpharetta or Brugge, and owns the case until it is closed. No question is too small, and a gut feeling that something is off is a perfectly good reason to call.
Contact the desk →It stops the fake invoice before you pay it. The agent watches the screen and the network on the machine itself and steps in the moment a phishing page, a spoofed invoice or a tech-support scam appears, ahead of the click. Local-first and privacy-redacted, and it explains every verdict in plain language rather than just blocking.
Get the desktop app →Your password never reaches the lookalike site. The same agent, inside the browser: it grades every page you open, blocks phishing and near-identical domains before you type anything, and shows its reasoning in a side panel so a block is never a mystery.
Get the extension →The next attack lands softer because someone in the house recognises it. One short interactive episode a month, built on behavioural science rather than a compliance slide deck, with reminders between releases so the habit survives. Included with every paid plan.
Browse topics ↓Our always-on WiFi & router threat detection incorporates patent-pending detection technology.
Patent-pending technologyThree named products for the audiences personal cyber doesn’t reach: EU boards under NIS2, AI-agent operators with novel liability surfaces, and US wholesale brokers binding cyber inside their existing flow.
Personal D&O cyber for EU boards under NIS2. Names the director, not the company. Pays out for personal-liability cyber incidents when the board is on the hook.
The first cyber insurance product written for AI agents acting on your behalf. Covers prompt-injection liability, agent-initiated wire fraud, and tool-misuse incidents. Built with Tokio Marine HCC & Chubb capacity.
Embedded broker bind tool. Plug into the Jencap wholesale flow and bind Personal Guard policies inside the existing quote-to-bind path. Same Tokio Marine HCC & Chubb capacity.
Each partner runs a co-branded sub-catalogue of Personal Guard tiers, bound through their existing book. Becoming a partner → contact us.
Eight short interactive episodes, released one a month. Designed to be finished in five minutes flat. Built on behavioural-change science, not slide decks. Included with every paid plan.
Syba Security Inc.
Tech Alpharetta
2972 Webb Bridge Road
Alpharetta GA 30009
Syba Europe BV
Site Katelijne Business Center
Baron Ruzettelaan 5/1.1
8000 Brugge, Belgium
Over 55 cyber experts across two continents.
US team operates the desk.
EU team runs the Brugge office.
Syba is not licensed as an insurance agency or third-party administrator in any jurisdiction. We do not engage in the solicitation of insurance. For any questions regarding insurance, for Europe please contact customer.service@syba.io. For USA please contact EPIC Insurance Brokers & Consultants: clientserviceinquiry@epicbrokers.com or +1 (407) 378 6203.
Insurance coverage is provided on a layered basis by A-rated carriers. The first $2,000,000 of coverage is underwritten by Tokio Marine HCC - Cyber & Professional Lines Group; the layer above $2,000,000 up to the $5,000,000 limit is underwritten by Chubb. Policies are placed through Syba’s licensed insurance brokers (EPIC Insurance Brokers & Consultants in the United States). Coverage, limits and availability vary by jurisdiction and are subject to the terms of the issued policy.
This is a description of an insurance product, not an offer to sell or solicit insurance. Coverage is underwritten by A-rated carriers, placed through licensed brokers, and subject to the terms, conditions, limits and exclusions of the issued policy. Availability varies by jurisdiction.