How modern hacks turn into stolen money
A hack is rarely the event. The event is the wire that leaves your account six weeks later. Here is the chain, mapped across five 2026 cases, and where the policy actually has to sit.
Syba research
Underwriting decisions, coverage architecture, the math behind a desk that is staffed around the clock. No bylines from a content shop. Names you can call back.
A hack is rarely the event. The event is the wire that leaves your account six weeks later. Here is the chain, mapped across five 2026 cases, and where the policy actually has to sit.
Every other carrier writes the exclusion. We write the coverage. Here is the math behind that choice.
Board members carry personal liability for cyber failures. Director Shield is the D&O cyber endorsement designed for that exposure.
Why Syba is built as a concierge rather than a point tool, and what changes when a human picks up the phone.