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Syba research

Field research from the people who actually answer the phone.

Underwriting decisions, coverage architecture, the math behind a 47-second pickup. No bylines from a content shop. Names you can call back.

MAY 16, 202611 min read

How a Belgian family lost €47,000 to a check-fraud ring and got it back

A Monday-morning KBC statement showed a €47,000 hole. Here is the 72 hours of work that pulled €43,800 of it back, and the three things every Belgian family can do this weekend.

Brigitte Vantieghem
personalguardcheck-fraudbelgium
MAY 16, 202611 min read

How modern hacks turn into stolen money

A hack is rarely the event. The event is the wire that leaves your account six weeks later. Here is the chain, mapped across five 2026 cases, and where the policy actually has to sit.

Henry Vantieghem
director-shieldagentshieldransomware
MAY 12, 20264 min read

Why we name AI-agent risk on the policy

Every other carrier writes the exclusion. We write the coverage. Here is the math behind that choice.

Henry Vantieghem
coverageai-agentsunderwriting
MAY 10, 20264 min read

Director Shield explained, in twelve minutes

Board members carry personal liability for cyber failures. Director Shield is the D&O cyber endorsement designed for that exposure.

Brigitte Vandermeulen
director-shieldboardsd-and-o
MAY 8, 20265 min read

The cyber concierge, not the cyber tool

Why Syba is built as a concierge rather than a point tool, and what changes when a human picks up the phone in 47 seconds.

Henry Vantieghem
productthesisservice
Updated 2026-05-26RSS feed