22:41incoming message
A text that knows your bank.
It names the account, mimics the tone, and asks for one small confirmation. This is how most household incidents start.
For families, principals and family offices
Up to $5M of cyber cover and a 24/7 team that takes the call, for your whole household.Plans from $49 a month, every price on the page.*
Capacity from Chubb and Tokio Marine HCC. Placed by licensed brokers. Cancel any time.
Every plan includes the 24/7 cyber desk, continuous monitoring and the free Cyber Basics course. Family cyber training starts at Diamond.
If a hacker steals money from your accounts, your plan pays back the covered loss, up to the cover on its row.
Eight steps, from the day you subscribe to the day a claim is settled. At every step you know who does what: you call, Syba runs the response, and the carrier pays covered claims under the policy terms.
Choose a plan and pay on Stripe, monthly or yearly. You can cancel any time.
It arrives at the address you paid with, so you know the plan is in your name.
Use the same email address. Your plan attaches to your account on its own.
From day one, the app holds:
A transfer you never made, an account someone else took over, a message demanding money.
Tap Call. A person on the Syba team runs the response with you and helps you file the claim.
Under the terms of your policy. A licensed broker places the policy, and Syba stays with you until the case is closed.
See the app on the App StoreAdd the Chrome extensionHow a claim works
Chubb and Tokio Marine HCC
A-rated carriers. They provide the insurance capacity behind the financial cover.
Jencap Group
A specialty wholesale distributor in the US. The policy is placed through Jencap and our licensed brokers.
PwC Belgium
Chose Syba for its Defence and Resilience scale-up track.
A cloned voice, a text that knows your bank, one approved payment. An incident never stays on one screen. It moves through the accounts, devices, and people connected to it.
22:41incoming message
It names the account, mimics the tone, and asks for one small confirmation. This is how most household incidents start.
22:44incoming call
Cloned from thirty seconds of public audio. She needs the transfer approved tonight, and she sounds exactly right.
22:47payment initiated
Sent from your own device, authorised with your own credentials. From here, every minute is the whole game.
syba response desk
The response desk is staffed around the clock, from the US and the EU. One engineer owns the incident from this second.
23:15contained
The wire is frozen, the devices are isolated, and the case file is already building. The family goes back to bed.
Carriers pay covered claims. Syba runs the response. A licensed broker places the policy. Follow one incident from the moment something goes wrong to a claim closed in writing, and see who does what at each stage.
A fake bank call, a wire request, a locked laptop. You stop and open the Syba app.
The 24/7 cyber desk is staffed and ready.
Your policy is in place, placed through a licensed broker.
Press Call in the Syba app, or phone the desk. Say what happened in your own words.
A person answers and one engineer takes ownership of the incident.
Not involved yet.
You keep the devices and messages exactly as they are.
The engineer freezes affected accounts, isolates affected devices and resets credentials.
No claim yet. Stopping the damage comes first.
You share screenshots and statements. Never your passwords.
Syba gathers the screenshots, statements and records into one case file.
Still waiting. There is no claim to assess yet.
You confirm the facts in the case file.
Syba hands the case file to your broker and the carrier, and stays with you.
A licensed broker placed your policy. The claim goes to the carrier through that placement.
The carrier assesses the claim under the terms of your policy.
You get a written record of what happened and what was decided.
Syba closes its response and hardens whatever failed.
The carrier pays covered losses, subject to the terms of your policy.
Coverage is subject to the terms of your policy.
Banks run fraud desks. Companies keep security teams. At home it is you, a phone, and whoever picks up. Syba's response desk is staffed around the clock, from the US and the EU.
Syba is cyber insurance with the protection built in. The app and the always-on agents watch the household, the 24/7 Cyber Concierge connects you with a cyber engineer the moment something looks wrong, and the cover placed behind your plan carries the financial loss. One program, one accountable team.
Checks your connection, router, breached emails and usernames.
Your SYBA Cyber Concierge connects you with a cyber engineer 24/7.
Up to $5M in cover from A-rated carriers, placed through licensed brokers.
One engineer owns the incident until closeout, recovery included.
5-minute behavioural training for the whole household.
Mac app and Chrome extension guard the desktop and the browser.
Each part works on its own, and two of them are free.
The agent that watches the tab you are on and flags the scam before you click. On-device phishing and brand-impersonation detection, with a plain A to F grade for the site in front of you.
Add to ChromeSee what an attacker already knows about you. Check the email addresses and identities tied to the household against known breaches, and get the exposure written down.
Run the scanTest your home connection and router, look up household email addresses in known breaches, and see where a username is used on social sites.
Download the appThe same protection off the browser and onto the machine, watching the software and the connections the household actually runs on.
Get the desktop agentReal US engineers answer, contain the threat, and own the response until the case is closed.
Meet the teamFinancial protection through A-rated carrier capacity, with insurance placed through the appropriate licensed broker path.
Review pricingShort, practical guidance for deepfake calls, wire-fraud lures, account security, and the devices shared across the family.
See the curriculumPut the same agent in front of every employee, with org block and allow lists, managed install, and a seat ledger you can revoke from.
Price it per seatThese are five of the checks the agent runs in Chrome. Pick a made-up page and watch the agent work through the list.
A demonstration. Both websites are made up, on the reserved .example domain, and nothing here checks your own browser.
Lookalike domain
Flagged, High severity
Compares the address with the brands the agent tracks, including swapped letters, digits that stand in for letters and characters from other alphabets.
The address imitates a brand the agent tracks, here with the digit 1 in place of the letter l.
Password over HTTP
Passed
Looks for a password field on a page that is not encrypted with HTTPS.
The page is encrypted, or it asks for no password.
Form posting to another site
Passed
Reads where each form sends what you type, and flags a form that sends to a different site than the page.
No form sends to a different site.
Proxy login
Flagged, Medium severity
On a sign-in page that imitates a brand, checks whether every resource loads from that one host, as a relay between you and the real site would. It stays quiet on pages that do not imitate a brand.
The sign-in page imitates a brand and serves everything from one host, which is how a credential relay behaves.
ClickFix clipboard trap
Passed
Notices when a page puts a command on your clipboard and also tells you to run it. Either one alone is not flagged, and the agent never reads your clipboard.
No command was copied together with instructions to run it.
2 warnings
Two checks flagged this page. The address imitates a brand, and the sign-in page behaves like a relay. The agent would flag it.
The agent reads more signals than these five, and no check catches every attack.
Site Check reads a website's public security setup (HTTPS, headers, cookies, mixed content and email records), the same layer as the password over HTTP check; it does not score phishing.
Brokers run this same check on a prospect's website to open the conversation. How brokers use Site Check
Why the household is the target
of North American family offices were hit by a cyberattack in the last 12-24 months
of the offices that were attacked reported phishing, the most common way in
attack rate among family offices with more than one billion US dollars in assets
were attacked three or more times in the same period
still have no cyber incident response plan in place
Source: Deloitte Private, The Family Office Cybersecurity Report 2024 (The Family Office Insights Series, Global Edition).
The short version, in plain English. The issued policy always has the final word.
Cyber insurance pays covered financial losses from online crime, under a policy that a carrier issues. Every payment is subject to the terms of that policy.
Syba adds the 24/7 cyber desk. When something goes wrong, the desk runs the response, so you do not work it out alone.
Carriers pay covered claims. Syba runs the response. A licensed broker places the policy.
Each coverage line has its own page, with a covered example and one that is not.
Every policy has limits. These are the common ones, and each coverage line shows its own example.
Losses you authorized yourself
A payment or purchase you approved yourself is generally not a covered loss.
Anything the policy excludes
The issued policy lists its exclusions. Read them before you buy.
Anything before your cover starts
A loss that began before your cover started is not covered.
Pick the door that matches who you are protecting.
For you
Monthly plans with a 24/7 cyber team and cover from A-rated carriers.
Up to $250K of cover$49 per month
Up to $500K of cover$75 per month
Up to $2M of cover$330 per month
Up to $5M of cover$1,125 per month
Up to $5M of cover$2,250 per month
After you pay: the desk, app and monitoring are part of your plan from the first payment, your broker places the policy, and cover runs from the date in your policy documents.
For companies
Protection for staff, board members and AI agents, set up with our team.
Protection beyond the company firewall, at home and on personal devices.
Personal cyber liability cover for a board director, built around NIS2.
Cyber insurance built for autonomous software that acts for your company.
Phishing protection for every employee, billed per seat.
Up to three questions, one recommendation and one button.
Question 1 of 3
Prefer to skip the questions? Go straight to a plan.
Personal Guard · United States
Start with individual protection, then scale to full-household response as more people, property, and digital exposure come into view.
Before you buy, read what is not covered. Every line on our coverage page shows one example that is covered and one that is not, and the issued policy has the final word. Read what is not covered
Six steps, in order. Each one takes you closer to protection on your phone and your computer.
One for you, your family or your business.
Check out on Stripe, monthly or yearly.
A welcome email lets you set your password.
Open the app and tap Call when something looks wrong.
Prefer the phone? Call +1 (407) 378 6203
Protection on your Mac and in your browser.
Insurance coverage is provided by A-rated carriers, with capacity from Tokio Marine HCC - Cyber & Professional Lines Group and Chubb. Policies are placed through Syba’s licensed insurance brokers (EPIC Insurance Brokers & Consultants in the United States). Syba is not licensed as an insurance agency or third-party administrator in any jurisdiction and does not engage in the solicitation of insurance. Coverage, limits and availability vary by jurisdiction and are subject to the terms of the issued policy.
Silver starts at $49 per month with up to $250K in cover. Gold is $75 (up to $500K), Platinum (the tier we recommend) is $330 with up to $2M, and Diamond is $1,125 with up to $5M and a personal cyber engineer. Family offices can go Diamond + at $2,250 per month for the full-estate program. Every tier can be cancelled any time, and you see your price online before you pay.