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Tokio Marine & Chubb · PwC Belgium · FSMA #112441 A

Cybersecurity Insurance and Protection for High Net Worth Individuals and Enterprise.

backed byCHUBBTOKIO MARINEsybainsurance.com

Continuous monitoring, a 24/7 US concierge, and up to $5M in coverage from A-rated carriers (Tokio Marine and Chubb), placed through our licensed brokers. One subscription protects the whole household.*

instant cybersecurity score
$5m max cover24/7 us concierge15 min sos response

Partnered With

A team of over 50 people, ready to help you and your family.

CHUBB
TransUnion
TOKIO MARINEHIGHLAND

one subscription · Tokio Marine & Chubb capacity · broker-routed coverage path

anchor tier
Diamond
$1,125/mo
Up to $5M cover · personal cyber engineer assigned
for family offices · anchor tier
cancel any month · prorated refund
most popular
Platinum
$330/mo
Up to $2M cover · reputation monitoring
what most families choose
cancel any month · prorated refund
on-ramp
Gold
$75/mo
Up to $500K cover · 24/7 US team
the everyday family tier
cancel any month · prorated refund

Insurance coverage is provided on a layered basis by A-rated carriers. The first $2,000,000 of coverage is underwritten by Tokio Marine; the layer above $2,000,000 up to the $5,000,000 limit is underwritten by Chubb. Policies are placed through SYBA’s licensed insurance brokers (EPIC Insurance Brokers & Consultants in the United States). SYBA is not licensed as an insurance agency or third-party administrator in any jurisdiction and does not engage in the solicitation of insurance. Coverage, limits and availability vary by jurisdiction and are subject to the terms of the issued policy.

CHUBB
policy capacity
FSMA #112441 A
licensed broker
JENCAP
wholesale bind

Not a dashboard demo. A response desk with artifacts.

The product has to prove two things fast: your household can be scanned before anything goes wrong, and a real person owns the incident when it does.

redacted member case
00:47

A human answers

The member reaches a US or EU concierge, not a ticket queue. The first job is containment: freeze, preserve, and stop the next wrong click.

11:00

Evidence gets packaged

We turn panic into a clean case file: what happened, what changed, who was contacted, and which accounts or devices still need action.

24h

Recovery has an owner

The concierge follows the case through bank, broker, platform, family office, or carrier handoff until there is a written closeout.

router scan
14 devices mapped
breach lookup
3 exposed emails
case file
bank + broker ready
family report
monthly risk brief
real incidents · names changed

What happens when one phone call decides the outcome.

the parent

A deepfake of your daughter appears in a group chat asking for an emergency wire.

We saw it in 11 minutes. Took it down in 47.

claim file 2024-rr-0814
the founder

Your voice is cloned. A loan is drawn in your name overnight.

We froze the application before funds moved.

claim file 2024-fb-1102
the executive

A wire goes out to the wrong account while you are on a flight. Your assistant approved it.

We stopped it at the bank, recovered the funds in 9 days.

claim file 2025-wt-0231
three real Syba calls · names kept · faces redacted

What members tell us after the call.

Our Syba tools

Four pieces. One subscription. Concierge, not point-tool.

01 · app

Our Syba App

Scan the devices on your wifi, check whether your emails turned up in a breach, and verify your social usernames in one tap.

02 · helpdesk

24 / 7 Cyber Concierge

Real US engineers, median 47-second pickup. They own the call until the threat is closed and you have a write-up.

03 · insurance

$5 Million Cyber Insurance

Up to $5M in financial coverage through A-rated carrier capacity (Tokio Marine and Chubb), with the broker path routed through Jencap or EPIC where required.

04 · training

Syba Training Plan

A short curriculum for the household: what a deepfake call sounds like, how to spot a wire-fraud lure, why a 16-character password matters.

how protection works

From first scan to full recovery.

  1. 01

    Scan

    The Syba app maps the devices on your network, checks your emails against known breaches, and verifies your social handles.

  2. 02

    Concierge

    A 24/7 US-based cyber team picks up in seconds, owns the incident, and walks you through every step until it's closed.

  3. 03

    Insure

    Up to $5M in financial coverage, layered across A-rated carriers (Tokio Marine and Chubb), sits behind your household, with broker routing where required.

  4. 04

    Recover

    If the worst happens, we file the claim, restore your identity and reputation, and make you whole.

perfect for
families·family offices·corporate·employee benefits·home-based & traveling workforce
coverage multiplier
from
$75
/ month
up to
$5,000,000
6,667× protection per dollar

A single household subscription with A-rated carrier capacity (Tokio Marine and Chubb) and broker routing where required.

why the household is the target
56%

more phishing now targets high-net-worth individuals

40%

of HNWIs report reputational damage from cybercrime

45%

rise in deepfake / AI-driven attacks on HNWIs

$570K

average ransom demand, often exceeded

The numbers most carriers don't want you to read.

$52B
estimated us financial loss to identity theft and fraud, 2022
50%
of americans impacted by identity theft in 2021
37%
of us teenagers reporting cyberbullying
$10M
attacks on hnw families range from $500k to $10m+ in losses
$3B+
lost by us individuals 60+ during 2023
$5M
Tokio Marine & Chubb capacity per family-office policy

Every line above is what we insure against, train against, or hunt for for a single family-office price you can put on a credit card.

Why do you need Syba

Built for the household. Justified by the business.

reason · 01

Relieve the IT helpdesk

Stop your IT team triaging family-side incidents. Our concierge takes the call, owns resolution, and reports back.

reason · 02

Hiring & retention asset

Modern executives expect their family protected as a benefit. Naming SYBA on your offer sheet is a measurable signal.

reason · 03

24 / 7 cyber helpdesk

Your employees have 24/7 access to our US and EU cyber team. One number, two regions, no language friction.

reason · 04

Privacy legislation, ahead

GDPR-aligned tooling and data flows so your company stays in front of US and EU privacy law instead of catching up to it.

three questions everyone asks

What people want to know before they call.

Riders often cap around $25K and leave you to coordinate the response. Syba combines a live concierge with up to $5M in available financial coverage, so containment starts before the claim file becomes the only thing moving.

Talk to Syba. 15 minutes.

Francis (EU) and Brigitte (US) are real people. They'll route you to the right plan, broker, or carrier in one call.