Cyber security and privacy liability
If a cyber event in your household creates a privacy or security liability claim against you, the policy responds.
What is covered, and what is not
One example of each, so the boundary is visible before you buy. The issued policy always has the final word.
Covered example
A privacy liability claim against you that arises from a cyber security event in your household.
Not covered example
A liability claim that does not arise from a cyber security or privacy event.
The policy wording
The same line in the words a policy uses. The meaning does not change.
Cyber Security and Privacy Liability coverage, subject to the terms of the issued policy.
No limit is set for this line on its own. Total cover is set per plan, and every figure is subject to the terms of the issued policy.
Which plans include it
Every plan in your region, with its monthly price and total cover, and whether this line is part of it.
| Plan | Monthly price | Total cover | This line |
|---|---|---|---|
| Silver | $49 / month | $250K | Not included |
| Gold | $75 / month | $500K | Included |
| Platinum | $330 / month | $2M | Included |
| Diamond | $1,125 / month | $5M | Included |
| Diamond + | $2,250 / month | $5M | Included |
Who does what if this happens
Three parties, each with one job.
Carriers pay covered claims.
A covered claim is paid by the carrier behind the policy, subject to the terms of your policy.
Syba runs the response.
The 24/7 cyber desk takes your report and works the case with you until it is resolved.
A licensed broker places the policy.
The broker places your policy with a carrier through the licensed channel for your jurisdiction.
Other coverage lines
The fine print, up front
Syba is not licensed as an insurance agency or third-party administrator in any jurisdiction. We do not engage in the solicitation of insurance. For any questions regarding insurance, for Europe please contact customer.service@syba.io. For USA please contact EPIC Insurance Brokers & Consultants: clientserviceinquiry@epicbrokers.com or +1 (407) 378 6203.
Insurance coverage is provided by A-rated carriers, with capacity from Tokio Marine HCC - Cyber & Professional Lines Group and Chubb. Policies are placed through Syba’s licensed insurance brokers (EPIC Insurance Brokers & Consultants in the United States). Coverage, limits and availability vary by jurisdiction and are subject to the terms of the issued policy.