Vol. 06 · The Syba Catalogue · 2026 · USA edition
The policy, the app, the help desk, the training, the desktop sentinel, and the corporate tiers. Insurance-first: personal protection that flows into a Tokio Marine HCC & Chubb backstop, layered across A-rated carriers. Read end-to-end or jump to a chapter.
Five Personal Guard tiers, USD-priced, layered across A-rated carriers: first $2M Tokio Marine HCC, $2M-$5M Chubb. Coverage scales from $250K up to a $5M Diamond ceiling, with a full-estate Diamond + tier for households with properties, boat and drones.
Single household, US-based, at home and during travels
Complete family/household and Single Member LLCs at home and while traveling
Complete family/household and Single Member LLCs at home and while traveling, online employee training included
Complete family/household, Single Member LLCs, employees, and concierge engineer assigned
$2,250 / month · $5M cover · full physical and digital estate audit
The full ladder in one view: price, financial coverage, and exactly what each tier adds. Prices come straight from the live catalog.
| Package | PERSONAL Silver | PERSONAL+ Gold | Most popular Platinum | FAMILY OFFICE Diamond | FULL ESTATE Diamond + |
|---|---|---|---|---|---|
| Monthly | $49 / month | $75 / month | $330 / month | $1,125 / month | $2,250 / month |
| Billed annually | $588 / year | $900 / year | $3,960 / year | $13,500 / year | $27,000 / year |
| Financial coverage | $250K | $500K | $2M | $5M | $5M |
| Always included | |||||
| SYBA security app | Included | Included | Included | Included | Included |
| 24/7 cyber desk | Included | Included | Included | Included | Included |
| Identity theft & recovery | Included | Included | Included | Included | Included |
| Ransomware & cyber extortion | Included | Included | Included | Included | Included |
| Online fraud & cyber crime | Included | Included | Included | Included | Included |
| Cyberbullying & counseling | Included | Included | Included | Included | Included |
| Cyber breach events & data recovery | Included | Included | Included | Included | Included |
| Coverage & liability | |||||
| Cyber security & privacy liability | Not included | Included | Included | Included | Included |
| Cryptocurrency wallet-fraud cover | Not included | Included | Included | Included | Included |
| Single-member LLC cover | Not included | Included | Included | Included | Included |
| Third-party cyber liability | Not included | Not included | Included | Included | Included |
| Monitoring, training & concierge | |||||
| Employee / company cyber training | Not included | Not included | Included | Included | Included |
| Online reputation + data-broker deletion | Not included | Not included | Included | Included | Included |
| Device recognition & monitoring | Not included | Not included | Not included | Included | Included |
| Personal cyber-security engineer (concierge) | Not included | Not included | Not included | Included | Included |
| Family cyber training | Not included | Not included | Not included | Included | Included |
| Cyber audit (reusable for your company) | Not included | Not included | Not included | Included | Included |
| Full-estate protection | |||||
| Full audit — all houses, boat & drone | Not included | Not included | Not included | Not included | Included |
| LLC, au pair & nanny cover | Not included | Not included | Not included | Not included | Included |
| Choose a plan | |||||
A filled dot means the line is included at that tier. Tiers are cumulative. Each adds to everything below it. Limits are set per tier; every line is subject to the terms of the issued policy.
Layered capacity across A-rated carriers, first $2M Tokio Marine HCC, $2M-$5M Chubb, with broker routing where required. Claims are handled with full assistance through the policy, not just a reimbursement. Cancel any month with a prorated refund.
Five product modules that work together. The app sees the threat, the help desk handles the case, the desktop and browser agents intercept before you click, and the training makes the next attack land softer.
Scan every device on your home WiFi for known vulnerabilities. Check whether any of your emails turn up in a recent breach. Verify which social networks your username is registered on. No prior technical knowledge required.
Download on the App Store →Chat from inside the app. No question is too small. Our US and EU cyber security experts guide you through any situation: a compromised account, a suspicious email, a strange network event, or just a gut feeling something is wrong.
Contact the desk →A desktop agent that quietly watches your screen and network and steps in the moment a phishing page, fake invoice, or tech-support scam appears, before you click. Local-first and privacy-redacted, with a built-in security chat that explains every verdict in plain language.
Get the desktop app →The same cyber agent, inside your browser. It grades every page you visit, blocks phishing and lookalike sites before you type a password, and shows its trail of thought in a side panel so you always know why something was flagged.
Get the extension →Behavioral-change training built on proven behavioural science. One 5-minute interactive episode per month, with reminder emails between releases to keep the habit. Included with every paid plan.
Browse topics ↓Our always-on WiFi & router threat detection incorporates patent-pending detection technology.
Patent-pending technologyThree named products for the audiences personal cyber doesn’t reach: EU boards under NIS2, AI-agent operators with novel liability surfaces, and US wholesale brokers binding cyber inside their existing flow.
Personal D&O cyber for EU boards under NIS2. Names the director, not the company. Pays out for personal-liability cyber incidents when the board is on the hook.
The first cyber insurance product written for AI agents acting on your behalf. Covers prompt-injection liability, agent-initiated wire fraud, and tool-misuse incidents. Built with Tokio Marine HCC & Chubb capacity.
Embedded broker bind tool. Plug into the Jencap wholesale flow and bind Personal Guard policies inside the existing quote-to-bind path. Same Tokio Marine HCC & Chubb capacity.
Each partner runs a co-branded sub-catalogue of Personal Guard tiers, bound through their existing book. Becoming a partner → contact us.
Eight short interactive episodes, released one a month. Designed to be finished in five minutes flat. Built on behavioural-change science, not slide decks. Included with every paid plan.
Syba Security Inc.
Tech Alpharetta
2972 Webb Bridge Road
Alpharetta GA 30009
Syba Europe BV
Site Katelijne Business Center
Baron Ruzettelaan 5/1.1
8000 Brugge, Belgium
Over 55 cyber experts across two continents.
US team operates the desk.
EU team runs the Brugge office.
Syba is not licensed as an insurance agency or third-party administrator in any jurisdiction. We do not engage in the solicitation of insurance. For any questions regarding insurance, for Europe please contact customer.service@syba.io. For USA please contact EPIC Insurance Brokers & Consultants: clientserviceinquiry@epicbrokers.com or +1 (407) 378 6203.
Insurance coverage is provided on a layered basis by A-rated carriers. The first $2,000,000 of coverage is underwritten by Tokio Marine HCC - Cyber & Professional Lines Group; the layer above $2,000,000 up to the $5,000,000 limit is underwritten by Chubb. Policies are placed through Syba’s licensed insurance brokers (EPIC Insurance Brokers & Consultants in the United States). Coverage, limits and availability vary by jurisdiction and are subject to the terms of the issued policy.
This is a description of an insurance product, not an offer to sell or solicit insurance. Coverage is underwritten by A-rated carriers, placed through licensed brokers, and subject to the terms, conditions, limits and exclusions of the issued policy. Availability varies by jurisdiction.