Identity theft cover
Identity theft insurance for the whole family.
Every Syba plan includes identity theft cover. If a family member’s identity is stolen, the team helps you recover it, and covered losses are handled under the policy, including attorney fees, credit monitoring, and tax and medical record disputes. Cover runs from $250K to $5M, from $49 a month, with breach alerts and a 24/7 team to call.
What does identity theft cover pay for?
Assistance with covered losses after an identity is stolen and funds are taken, attorney fees, credit monitoring, and help with tax and medical record disputes, under the terms of the issued policy.
When a cyber breach event hits the household, that line adds notification costs and 24-month credit monitoring.
Who in the family is covered?
Silver covers a single household. From Gold up, the complete family or household is covered. The family stays covered at home and while traveling, even when a device is not actively monitored.
What should you do first if an identity is stolen?
Call the Syba team before anything else, so one person owns the case from the first report.
Change the passwords of the affected accounts, tell your bank, and keep every message, letter and statement: the claim needs the evidence.
How does Syba catch it early?
Syba checks the household’s email addresses against known data breaches and tells you, in plain words, what to change. The browser agent flags look-alike bank and shopping pages before anyone types a password, and higher plans add data broker deletion.
What is not covered?
Money a person chooses to send, even to a scammer, may not be covered. The coverage page shows, for every line, one example that is covered and one that is not.
The final word always belongs to the issued policy, never to a marketing page.
How do claims work?
You file it once. One person takes ownership from the first report to the outcome, gathers the evidence and documents for the carrier, and the outcome is confirmed in writing.
Every plan includes identity theft cover
The difference between plans is how much cover sits behind it and who it covers.
Silver
Up to $250K in cyber cover. Single household, US-based, at home and during travels.
$49/ month
Gold
Up to $500K in cyber cover. Complete family/household and Single Member LLCs at home and while traveling.
$75/ month
Platinum
Up to $2M in cyber cover. Complete family/household and Single Member LLCs at home and while traveling, online employee training included.
$330/ month
Diamond
Up to $5M in cyber cover. Complete family/household, Single Member LLCs, employees, and concierge engineer assigned.
$1,125/ month
Diamond +
Up to $5M in cyber cover. Complete family/household, all properties, boat and drones, with a full physical and digital estate audit, LLC, au pair and nanny cover, and a concierge engineer assigned.
$2,250/ month
Cover every identity in the house.
See every plan, or talk it through with us first.
Financial cover is subject to eligibility, jurisdictional availability and the terms of the issued policy. The exact carrier, broker, limits, terms and exclusions are stated in your quote and policy documents. Syba provides the membership, monitoring and response service and does not solicit insurance. European insurance enquiries: customer.service@syba.io.
Prices shown are in USD and are indicative. Final premium, coverage limits and eligibility are determined at the time of binding and vary by jurisdiction. Plans and pricing may change. You may cancel any month with a prorated refund.