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FREE ASSESSMENT

Family cyber exposure score

Ten questions about how your household actually operates. You get a score out of 100, your three largest gaps, and the public source behind every rule. About ninety seconds, and no email required.

0 of 10 answered
Q01WORTH 14
Does every adult in the household use phone-resistant two-factor on email and banking?
Account takeover starts at email, because every other password reset flows through it. CISA, Implementing Phishing-Resistant MFA
Q02WORTH 12
If you hold cryptocurrency, where do the keys live?
Self-custody losses are usually final. There is no chargeback and no issuer to call. FBI IC3, Annual Internet Crime Report
Q03WORTH 12
Before a large transfer, does someone call a known number to confirm it?
Business email compromise works by changing payment details inside a real email thread. FBI IC3, Business Email Compromise
Q04WORTH 10
Do household staff use your personal accounts or devices?
Cover and controls usually stop at the principal. The attack rarely does. FTC, Protecting Personal Information
Q05WORTH 10
Could you restore family photos and documents if every device was encrypted tonight?
Ransomware recovery is decided by whether an offline copy exists, not by the ransom. CISA, StopRansomware Guide
Q06WORTH 9
Are credit files frozen for every adult and every child in the household?
A child's unused credit file is the most valuable, and the last one anyone thinks to check. FTC, Credit Freeze FAQs
Q07WORTH 9
Are personal devices patched and encrypted, including the ones the children use?
The unpatched tablet shares the network with everything else. CISA, Secure Our World
Q08WORTH 8
Can your home address, travel pattern or school run be assembled from public posts?
Targeting for extortion and physical risk starts with what is already published. CISA, Online Privacy and Safety
Q09WORTH 8
Would your family recognise a cloned voice asking for money urgently?
Voice cloning needs seconds of audio, and the ask is always urgent so nobody stops to verify. FTC, Consumer Alerts
Q10WORTH 8
At 2am on a Sunday, who do you call in the first hour?
The first hour decides the size of the loss, and that is exactly when nobody is reachable. CISA, Incident Response Resources

This is an educational self-assessment. It is not an insurance quote, an underwriting decision, or a security audit, and it cannot see your accounts. It reflects only the answers you give. Coverage, limits and eligibility are set by the policy and the carrier.